Course curriculum

  • 1

    Welcome to the LoanSense DIY Student Loan Coaching Program!

    • Welcome!
  • 2

    Should I pay my loans faster or lower my monthly payments?

    • Which repayment strategy is right for me?

    • Let's reflect

    • Unsure and need help?
  • 3

    What repayment plans are available? How are they different?

    • What are the different types of repayment plans?

    • How does interest work in the different repayment plans?

    • How do I calculate my monthly loan payment?

    • Let's reflect

    • Unsure and need help?
  • 4

    Is there a way to get my loans forgiven?

    • What is Public Loan Forgiveness?

    • What are some common PSLF mistakes?

    • What is a Borrower's Defense to Repayment claim?

    • What is Disability Discharge?

    • Loan Forgiveness based on Occupation: Teachers and Medical Professionals

    • Let's reflect

    • Unsure and need help?
  • 5

    Should I Refinance or Consolidate? What is the difference, and which is better?

    • When is consolidation a good idea and when is it a bad idea?

    • How do I know if I should refinance or consolidate?

    • What if my loans are in default/collections?

    • Let's reflect

    • Unsure and need help?
  • 6

    How will my student loan payments be affected if I get married?

    • Should I file my taxes jointly or separately?

    • Are there any easy to remember rules on how I should file my taxes?

    • Are there any other factors to consider?

    • Let's reflect

    • Unsure and need help?
  • 7

    Can I purchase a home even though I have student loans?

    • Welcome! How we prepare you for homeownership!

    • Chapter 1: The BIG Debt to Income Ratio- What should it be?

    • Chapter 2: Mortgage loans treat student loans differently

    • Chapter 3: How to Lower Your Student loans?

    • Chapter 4: Prioritize which debt to pay down first

    • Congrats! Here's what's next...

    • More Resources and a Thank you!

    • Let's reflect

    • Let's exercise

    • Unsure and need help?
  • 8

    What are some basic money management techniques to improve my overall debt level and credit score?

    • What strategies can I follow to save more money and budget wisely?

    • Let's exercise

    • What can I do to improve my credit score?

    • Let's exercise

    • What are different strategies for paying down overall debt?

    • Let's exercise

    • Let's reflect

    • Let's plan on how to improve your financial situation

    • Unsure and need help?
  • 9

    Final takeaways and Next Steps

    • Thank you!